Maya BankMaya Bank

Philippines 数字银行 Fully online Permit holders ★ 4.1
Minimum depositNo initial deposit
Monthly feeNo monthly fee
Minimum balanceNo minimum balance
How to apply—
Processing timeOnline ~10 min
Institution typeDigital Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Leading Filipino digital bank, fully online
  • Free, high deposit rates
  • Rich payment and spending features

Things to note

  • Mainly for Filipino residents
  • Expats need extra verification
  • No physical branches

Documents required

  • Passport
  • Philippine phone number
  • Philippine address

Fully online, done in minutes

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.