The Philippines’ first standalone digital bank (licensed by the BSP in 2021), known for high-yield savings and Group Stash sub-accounts, with fully in-app onboarding — a flagship of Philippine digital banking.
Requires a Philippine mobile number and a government-issued ID. Foreigners holding an ACR I-Card or residence status may apply, but short-stay visitors usually cannot; eKYC must be completed inside the Philippines.
These are stable, standing account benefits (not time-limited) — available as long as you qualify:
Partially. Foreigners holding Philippine residence status such as an ACR I-Card may apply; short-stay visitors usually cannot, and eKYC must be completed inside the Philippines.
No minimum deposit to open — the account can start at zero. Some time-deposit products have their own minimums.
A Philippine mobile number, a government-issued ID (passport, driver’s licence, PhilID, etc.) and a selfie for face verification.
In-app eKYC takes about 10–20 minutes, with review usually the same day to three working days.
Common reasons: the ID is not on the accepted list, face verification fails, the number is not yours, you are outside the Philippines, or KYC fails.
Standing benefits: No Monthly Fee, No Min Deposit, Fully Online, Digital Bank, Fast Approval. Promotions change by region and quarter — always check the bank's official promo page (verified 2026-10).
Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.