BOA

Bank of Africa (BMCE)Bank of Africa（BMCE）

Morocco 传统银行 In-branch required Non-residents OK ★ 4

Minimum depositTypical initial deposit MAD 200–500 (approx. ¥150–370)

Monthly feeAbout MAD 15-25/month

Minimum balanceNo minimum balance requirement

How to apply—

Processing timeAbout 3-7 business days

Institution typeTraditional Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

The bank’s own terms open the convertible dirham account to “any foreign natural person, resident or not”
Subsidiaries in 18 African countries — inter-African transfers and harmonised accounts
Non-residents may use a foreign proof of address
Tax-free savings interest and optional Visa Gold/Platinum international card

Branch visit required, and the account must be funded in foreign currency to stay convertible
Cash deposits need a customs declaration dated within six months
Less flexible than AWB outside major European currencies

Decide the account purpose (investment / retirement / salary), then bring overseas proof of address and the funding account IBAN to a branch

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.