CFG

CFG BankCFG Bank

Morocco 数字银行 Fully online Permit holders ★ 4.1

Minimum deposit100% online opening, all tiers fee-free

Monthly feeZero monthly fee across all tiers

Minimum balanceNo minimum balance requirement

How to apply—

Processing timeAbout 15 min to submit online; most customer types do not need to visit a branch

Institution typeDigital Bank

Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

One of the few Moroccan banks with genuinely 100% online onboarding — no branch visit for most profiles
Zero monthly fee on every tier
Savings rates stand out in Morocco’s low-rate market (~3.5%)
Personalised service, good for paperwork-averse clients

Only about 11 branches nationwide (Casa, Rabat, Tangier, Marrakech, Agadir)
Smaller SWIFT network — cross-border wires sometimes route via correspondents, adding 1–2 days
Upmarket positioning; fewer mass-market products than the big banks

Submit your ID and proof of address via the official site or app, then wait for the online review result

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

Open account ↗ Some links are affiliate (commission) links; this does not affect our objective assessment.