RelatedMoroccoZero Min DepositOnline OnlyFast Approval

CIH BankCIH Bank

Morocco 传统银行 Online or in-branch Non-residents OK ★ 4.2
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Minimum depositNo mandatory minimum deposit online; foreign customers can apply remotely by post
Monthly feeAbout MAD 15-30/month; digital services mostly free
Minimum balanceNo minimum balance requirement
How to apply—
Processing timeVideo KYC takes about 5-10 min to complete the online opening
Institution typeTraditional Bank
Data baseline 2026-10. Editor-verified, but rules change — confirm with the official site before applying. Data transparency →

About this bank

Advantages

  • Morocco’s most digital traditional bank, with the highest local app rating (~4.5/5)
  • 100% online onboarding with video KYC; foreigners can apply remotely by post
  • Explicitly offers convertible dirham and foreign-currency accounts to non-residents
  • SIMT instant interbank transfers 24/7, settling in under 30 seconds

Things to note

  • Remote opening needs consular-legalised signatures — slow and fiddly
  • SWIFT outbound takes 4–7 days, slower than AWB or BMCE at 2–3 days
  • Limited international footprint — no foreign branches

Documents required

  • Passport
  • Residence card or ID (consular-certified copy)
  • Remote account-opening form with legalised signature
  • Proof of address

Download the remote application form, have your signature legalised by a Moroccan consulate, and mail it with ID copies by registered post

Opening offers & benefits

Standing benefits

These are stable, standing account benefits (not time-limited) — available as long as you qualify:

No Monthly FeeNo Min DepositNon-ResidentFast Approval
Bank offers change frequently by region and quarter. Checked 2026-10; follow the bank's official promo page.

FAQ

Ready? Open your account

Having documents ready lowers the chance of rejection; policies change, so confirm with the bank before applying.

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